Term life
Perfect if you need life insurance coverage for a specific period of time or have a limited budget.
Aviva term life protects your family with a death benefit but does not accumulate a cash value. Many employers offer it, but the benefit may not be enough to replace your income for very long. Talk to one of your local Aviva agents to find out if any insurance you currently have would meet the needs of your family.
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Take Ulysses for example
He’s in the term-life sweet spot. And you might be too.
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Universal life
Ideal if you’re planning for the future and need a versatile insurance policy designed to cover your entire life.
Aviva universal life is a type of permanent policy that can achieve multiple goals. It builds in value over time and provides flexibility in premiums and income options. It also has a death benefit that can be left to your heirs.
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Look at Mary Jean for instance
She can leave her grandchildren the money she wants. And it’s a tax-free inheritance to them.
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Indexed universal life
Gives you the potential for growth at a higher rate of interest without the risk of being directly in the market.
Unlike a traditional universal life insurance policy where the insurance company sets the interest rate, an indexed universal life policy credits interest to your cash value based partly on the upward movement of a major-market stock index.
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Here’s the story of Laurie and Jon
In their 40s with one child, they need a flexible financial tool.
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