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http://www.adobe.com/go/getflashplayer What is a fixed annuity?An annuity is a long-term retirement savings product that can help protect you from outliving your money. It’s a contract between you and an insurance company. When you put money into an annuity, you create something that will in turn pay you an income month after month, year after year, for as long as you live if you like.  Why an Aviva annuity?It’s your money, so we’ve made sure our annuities have many options so they can be customized for you, your family and your life. You can choose how to fund your annuity, how interest is credited to it and how you take payments from it. That’s how our annuity becomes your annuity.
What’s right for you?There are a few different types of annuities. For each type, Aviva offers different options, so you can get exactly what you need. You can begin the process of finding out what’s right for you by trying our interactive tool. It’s all based on your life and your priorities. Well suited if you’re retired and/or happy with a very predictable rate of growth in your annuity. An Aviva fixed annuity grows at a rate set annually, but never lower than the guaranteed minimum interest rate determined at the time you purchase the annuity. A fixed annuity comes in both the immediate and the deferred type, depending on when you need to take income.  Consider Jim’s case  He’s about to retire and needs supplemental income. You have the potential for growth at a higher rate without the risk of losing your principal or being directly in the stock market. Unlike a traditional fixed annuity where the insurance company sets the interest rate, an indexed annuity credits interest based partly on the upward movement of a major-market stock index. Take Hank for example  He’s looking for guaranteed income for life and greater growth. What you can do nowFind a local agent 
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